The strategy of taking claims to court has apparently not been working well. No cases where MIL have won a defended hearing have been reported to The Prankster, and plenty of cases where they lost have.
Anyone receiving a letter from DCBL regarding a right to sue over a disputed parking charge should therefore be robustly replied to.
Dear DCBL,
The debt is denied. My research shows that MIL have never won a defended parking claim in court, and the main reasons are that the claim is champterous, and that the deed of assignment is not valid.
You are therefore required to refer the claim back to MIL. Do not contact me again, apart from to acknowledge this letter or to cancel the alleged charge, unless you provide a copy of the deed of assignment for this specific debt from the assignor, and the full chain of authority to the Debt Collector.
I require you to contact me only by letter post, and not by email or telephone.
The above provisions are all laid down in the CSA code of practice. Currently, I am not raising this as a formal complaint. However, if you continue to flout the code of practice, I will have no hesitation of doing so in the future.
If DCBL fail to follw the CSA code of practice, then The Prankster recommends that a complaint is raised with the CSA. More information can be found here: http://www.csa-uk.com/
The Prankster considers that a debt collector who is not cabable of collecting their own debts, and has to pass them to another debt collector, is either totally incompetent, or guilty of trying to artificially inflate the debt. On this basis The Prankster puts forward MIL Collections for the Prankster Award of worst debt collector, ever.
Happy Parking
The Parking Prankster
Maintenance & Champerty
ReplyDelete1 Champerty is a variety of maintenance:
(i) ‘A person is guilty of maintenance if he supports litigation in which he has no
legitimate concern without just cause or excuse’ Chitty 28 Ed Vol 1 17 – 050
(ii) Champerty ‘occurs when the person maintaining another stipulates for a share of
the proceeds of the action or suit’ Chitty 28 Ed Vol 1 17 – 054.
Maintenance & Champerty
ReplyDelete1 Champerty is a variety of maintenance:
(i) ‘A person is guilty of maintenance if he supports litigation in which he has no
legitimate concern without just cause or excuse’ Chitty 28 Ed Vol 1 17 – 050
(ii) Champerty ‘occurs when the person maintaining another stipulates for a share of
the proceeds of the action or suit’ Chitty 28 Ed Vol 1 17 – 054.
In response to the heading are MIL the worst debt collectors..I would like to add DRP(Debt Recovery Plus)for that nomination..They have repeatedly sent my wife threatening and bullying letters for a debt incurred for a parking charge on a car she no longer owned,,the proof of ownership of the car was sent to their client ParkDirectUK..on all their letters they use the logo of the BPA to whom I made complaints too..low and behold BPA replied saying both those companies are not members..very misleading and much waste of time complaining to them..
ReplyDelete